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Los Angeles Times: They're called 'co-pay accumulators,' and they're a way insurers make you pay more for meds
Many insurers are introducing so-called copay accumulators to their plans. What this means is that coupons no longer will be counted toward patients' deductibles.
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Fortune: PBMs Are Hogging Our Drug Discounts
In their role as go-betweens, PBMs negotiate big discounts from drugmakers. But rather than passing those savings on to insurers and consumers, they have found ways to pocket many of the proceeds for themselves.
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Clarion Ledger: You're probably overpaying for prescriptions. Mississippi is making it easier to find out.
If you have a copay, chances are you've overpaid for a prescription at some point. That's because an insurance copay can be more expensive than the cash price of the drug — more expensive than if you'd had no insurance and paid out of pocket. And because of "gag clauses" in contracts between pharmacies and the insurance claims payers, you'd never know this. Until now.
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